Nivvesh

Why Nivvesh isn't just another investment app — it's a new way of thinking about financial trust

The Same Products, Reimagined for a New India

At first glance, Nivvesh offers what might seem familiar: Fixed Deposits, Recurring Deposits, and Digital Gold.
But spend five minutes with our platform, and you'll realize — it feels different.
That's because we're not here to reinvent financial products. We're here to reinvent how people access them.

While most fintechs chase the "next big thing," Nivvesh is focused on what already works — and making it work better.
We believe India doesn't need more complex financial instruments.
It needs simpler, smarter access to the ones that already provide peace of mind.

We're Building for the Trust-First Investor

The majority of fintechs today are designed around risk appetite — they encourage trading, investing, and exposure to volatile markets.
But that's not how most Indians build wealth.

Nivvesh is designed for a different kind of user:

Someone who wants certainty over speculation
Someone who asks, "What's the best FD rate right now?" instead of "Should I buy the dip?"
Someone who thinks long-term, and acts responsibly

In other words, the average Indian saver — often ignored by the wave of "grow-fast" finance.

What Makes Nivvesh Truly Different

Let's break it down:

1. Aggregated FD & RD Marketplace

Unlike traditional bank apps that only show their own rates, Nivvesh gives you a side-by-side comparison of Fixed Deposit interest rates from leading banks and NBFCs —
including Suryoday, Unity SFB, HDFC, and others.

You can:

Open FDs online, instantly
Compare lock-in periods, interest rates, and withdrawal flexibility
Avoid paperwork and save hours

2. Built for Real Goals, Not Just ROI

Most platforms talk about "wealth building" in abstract terms.
We built Nivvesh for goals you actually live with:

Saving for a child's school admission
Building an emergency fund
Investing Diwali bonuses into something stable
Planning a wedding or buying gold

We designed our RD and gold plans around life's real milestones — not speculative targets.

3. A Jargon-Free, Paperless Experience

One of our core product philosophies: If your parent can't use it, it's not ready.

That's why our entire experience is:

100% paperless
Mobile-first
Available in simple, local languages (coming soon)
Transparent with no hidden conditions

You don't need to "learn finance" to use Nivvesh.
You just need to know what you're saving for.

Values Over Virality

Many fintech apps optimize for daily active users, trading frequency, or social engagement.
We optimize for:

User confidence
Clear decision-making
Trust in the experience

That's why you won't see gamified dashboards pushing you to "do more" every day.
We're building a platform where doing less, but doing it right is the success metric.

Designed in India. For India.

India is a country where:

Over 500 million people still rely on fixed-return instruments
Internet penetration is growing rapidly in rural and semi-urban areas
There's high trust in regulated entities like RBI, SEBI, and traditional banks

Nivvesh sits at the intersection of this reality and the future.
We're building for Bharat — not just Bangalore.

SEO Snapshot

Looking for best FD interest rates in India?
Nivvesh offers a live comparison tool to find top FD returns across trusted banks and NBFCs.

Want a simple way to invest in gold and recurring deposits online?
Our platform helps you automate gold savings, plan goal-based RDs, and manage fixed income with ease.

Need a fintech app built for safe investing, not risky trading?
Nivvesh was made for you — smart, safe, and deeply trusted.

This Is Our Promise

We're not trying to be loud. We're trying to be lasting.

And if you've ever felt overwhelmed by too many choices, or underwhelmed by what banks offer — Nivvesh was made for you.

Explore a new way to invest that feels familiar, but works better.
Because at Nivvesh, the difference isn't just in what we offer.
It's in who we're building for.

Where we are different?