Maximize Your Savings with
9.1% Returns

Nivvesh is a platform that helps you compare and invest in Fixed Deposits (FDs) and Recurring Deposits (RDs) across various banks and NBFCs in India. We provide transparent comparison of interest rates, allow you to calculate potential returns, and facilitate investments without requiring you to open a savings account with each bank.

Yes, all investments made through Nivvesh are completely safe. The FDs are backed by the Reserve Bank of India (RBI) and insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakhs. Your money goes directly to the bank or NBFC you choose, and we simply facilitate the process.

No, that's one of the key benefits of using Nivvesh. You can invest in FDs across multiple banks without the need to open a savings account with each bank. This saves you time and paperwork while allowing you to diversify your investments easily.

You can start investing with as little as ₹1,000. Different banks and NBFCs may have varying minimum investment requirements, but we've partnered with institutions that allow for low entry points to make investing accessible to everyone.

No, Nivvesh is completely free to use. We don't charge any fees for comparing rates, using our calculators, or investing through our platform. We earn through partnerships with banks and financial institutions, not by charging our users.

Once you create an account with Nivvesh, you'll have access to a personalized dashboard where you can track all your investments in one place. You'll be able to see your current investments, maturity dates, interest earned, and more. We also send regular email updates about your investment status.

Yes, most FDs allow premature withdrawals, though there may be a penalty in the form of a lower interest rate. The specific terms vary by bank, and we clearly display these details before you invest. You can initiate the premature withdrawal process directly through your Nivvesh dashboard.

To invest through Nivvesh, you'll need basic KYC documents such as your PAN card, Aadhaar card, and a valid mobile number linked to your bank account. The process is digital, and you can upload these documents directly through our secure platform. Once verified, you can start investing immediately.